Couldn't sleep properly whole night....thinking if we could grab the offer out of competition...
As we heard that someone also outbidding us.
Had a fun moment before leaving office, quizzing/take-a-guess with Mom and Lucky, Both said we might get this offer and lucky asked "what if we get it, what will be my gift?" cute lucky :)
Things moving fast..... looks like :)....
As soon I reach office, got a call from our agent Chasity Tillman that Our offer is accepted against others but not completely, They went back and forth..
Instead of 286 buy and 5 in closing + 1 year bumper-to-bumper protection + fridge
They agreed for 280 buy, No closiing, No bumper-to-bumper, But refrigerator included.
Then I spoke to lucky and Mom, we kinda liked the deal, thought it could have been tougher on price.
But later they said, instead of closing in June, They could close in July but not sure which could be based on their new home hunt and probable deal they gets on their way.
Later they agreed for 2000k occupancy payment for July if they close in July.
Later they said they will close in June and stay for a month there and pay 2000k
Later they said they found one home and they are closing that in mid July, So confirmed that they need to close ours in July only, and they only add 1000 to closing(not 2k)...Em chestam demand...time meedi sarele (still Im happy for making our way to this)....
During the day, I almost did nothing at work, luckily nothing much load on me today. So used this time to spread the news around for opinion and suggestion, Sashi said "dont wait and dont think too much, Go for it!", Anil also said good deal and spoke about some mortgage steps, Informed keerthi, Brish. Lucky had some tough time with mom asking many questions about what will be interest on loan, will it be ok for managing monthly etc...lot many for our level of curiousity or concern. She could withstand and only could share with me..my cute lucky :)
After Im home I clarified many questions for Mom, tried to be patient enough on here... I am still to improve in this area, I should never raise my voice or harsh in telling/explaining things to Mom.
On the other hand, I checked about CRV 2016 EX-L deal and conversed with Lou Sobh Honda at Buford, and confirmed with them for 7.15pm test drive appointment(they said the deal will be 27.9k)
In the evening Contract thing makes more turns and they said, Instead of 1000 earnest money, they need more. So our agent tried to settle it for 1500.
Later got to know that they are getting other buyer deal for same 280k and no refrigerator and no closing cost. So we were asked to pay 1% which is 2800 earnest money instead of 1000/1500.
And also they said they will give only 21 days for Financial contingency, loan approval and underwriting.
This is where we thought "really?,let me check"... So called and mailed to lender Brian Gillespie(First bank's ConsumerDirect Mortgage), he clarified it can be done in 35 days, later he said he could do it in 25 days considering memorial long weekend. Then I checked with naresh, Anil also about "can it be done in 21 days", for which everyone said its not a big deal, it is fine to accept.
Later we convinced listing agent for 25 days... later Chasity prepared contract(after several revisions) for 280k deal and 1000 closing contribution for closing on July 26th 2016, with 25 days for financial contingency and approvals.
Finally we thought for a second, that our case will go on positive side and will not be that hard in reach this 25 days deadline.
At around 10.45pm I signed the conract online, and agent informed me that she will get their approval the next morning, till then "never know what happens"... She said "I will contact you mid morning, may come up with "Congratulations you are in the contract!"
Lets wait and see, more or less It will be accepted.
So in this process we had to cancel our CR-V test drive appointment, though lucky and mom got ready(felt sorry for troubling them a lil bit). Before that Lucky called me shows little boils on tummy, and before she even say what happend, she cried out loud, I could see she is most worried about our ninnu, This is called Love, or may be the disturbing thought of what will it be if she gets some viral/flu/etc. But Iam sure that is nothing to do with us :-) Stay positive.
Later when we get on to the bed, Lucky wanted to call her mom and said to me.. "go and write your blog".. There you go!, I jumped happily and noted today's happenings.. want to get back to "me varma style" of regular in writing/diary/blog ....
Signing off for the day... lucky still continuing talking to aunty. :-)
As we heard that someone also outbidding us.
Had a fun moment before leaving office, quizzing/take-a-guess with Mom and Lucky, Both said we might get this offer and lucky asked "what if we get it, what will be my gift?" cute lucky :)
Things moving fast..... looks like :)....
As soon I reach office, got a call from our agent Chasity Tillman that Our offer is accepted against others but not completely, They went back and forth..
Instead of 286 buy and 5 in closing + 1 year bumper-to-bumper protection + fridge
They agreed for 280 buy, No closiing, No bumper-to-bumper, But refrigerator included.
Then I spoke to lucky and Mom, we kinda liked the deal, thought it could have been tougher on price.
But later they said, instead of closing in June, They could close in July but not sure which could be based on their new home hunt and probable deal they gets on their way.
Later they agreed for 2000k occupancy payment for July if they close in July.
Later they said they will close in June and stay for a month there and pay 2000k
Later they said they found one home and they are closing that in mid July, So confirmed that they need to close ours in July only, and they only add 1000 to closing(not 2k)...Em chestam demand...time meedi sarele (still Im happy for making our way to this)....
During the day, I almost did nothing at work, luckily nothing much load on me today. So used this time to spread the news around for opinion and suggestion, Sashi said "dont wait and dont think too much, Go for it!", Anil also said good deal and spoke about some mortgage steps, Informed keerthi, Brish. Lucky had some tough time with mom asking many questions about what will be interest on loan, will it be ok for managing monthly etc...lot many for our level of curiousity or concern. She could withstand and only could share with me..my cute lucky :)
After Im home I clarified many questions for Mom, tried to be patient enough on here... I am still to improve in this area, I should never raise my voice or harsh in telling/explaining things to Mom.
On the other hand, I checked about CRV 2016 EX-L deal and conversed with Lou Sobh Honda at Buford, and confirmed with them for 7.15pm test drive appointment(they said the deal will be 27.9k)
In the evening Contract thing makes more turns and they said, Instead of 1000 earnest money, they need more. So our agent tried to settle it for 1500.
Later got to know that they are getting other buyer deal for same 280k and no refrigerator and no closing cost. So we were asked to pay 1% which is 2800 earnest money instead of 1000/1500.
And also they said they will give only 21 days for Financial contingency, loan approval and underwriting.
This is where we thought "really?,let me check"... So called and mailed to lender Brian Gillespie(First bank's ConsumerDirect Mortgage), he clarified it can be done in 35 days, later he said he could do it in 25 days considering memorial long weekend. Then I checked with naresh, Anil also about "can it be done in 21 days", for which everyone said its not a big deal, it is fine to accept.
Later we convinced listing agent for 25 days... later Chasity prepared contract(after several revisions) for 280k deal and 1000 closing contribution for closing on July 26th 2016, with 25 days for financial contingency and approvals.
Finally we thought for a second, that our case will go on positive side and will not be that hard in reach this 25 days deadline.
At around 10.45pm I signed the conract online, and agent informed me that she will get their approval the next morning, till then "never know what happens"... She said "I will contact you mid morning, may come up with "Congratulations you are in the contract!"
Lets wait and see, more or less It will be accepted.
So in this process we had to cancel our CR-V test drive appointment, though lucky and mom got ready(felt sorry for troubling them a lil bit). Before that Lucky called me shows little boils on tummy, and before she even say what happend, she cried out loud, I could see she is most worried about our ninnu, This is called Love, or may be the disturbing thought of what will it be if she gets some viral/flu/etc. But Iam sure that is nothing to do with us :-) Stay positive.
Later when we get on to the bed, Lucky wanted to call her mom and said to me.. "go and write your blog".. There you go!, I jumped happily and noted today's happenings.. want to get back to "me varma style" of regular in writing/diary/blog ....
Signing off for the day... lucky still continuing talking to aunty. :-)
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